– 3 ripe bananas  – ⅓ cup melted coconut oil – ⅔ cup coconut sugar – 3 flax eggs or regular eggs – ⅓ cup almond milk or applesauce – 1 teaspoon vanilla – 1 teaspoon ground cinnamon – Up to ½ teaspoon nutmeg – Pinch of ground cloves – 1 teaspoon baking soda – Pinch of salt – 1 cup coconut flour – 1 cup almond flour – 2 oz unsweetened baking chocolate